One of our favorite senior living facilities is St. Mark’s Terrace in Penn Yan, NY. St. Mark’s has 64 efficiency apartments, 30 one bedrooms, and seven suites. It’s for folks of limited incomes — right now, the upper income limit for one person is $36,000 per year. If you have a limited income but have paid off your house, you’ll likely still be eligible, since only a tiny fraction of the value of your home is added in when your eligibility is calculated.
Rents at St. Mark’s start at $389 per month. You have to be 62 before you can move in, but if there has been a long-term vacancy, someone as young as 55 could be accepted.
A noon meal is available at St. Mark’s Terrace and is very popular. Many of the apartments on upper floors have terrific views over the village. On a lower level, you might find one that looks out over the well-tended gardens and a pleasant village street.
A really great feature is that St. Mark’s is in walking or scooter distance of the library, shopping, the history center and museum, a supermarket, and churches. So many senior living facilities seem to be located on the edge of town, perhaps because land is cheaper there. St. Mark’s, by contrast, is right in the center of things.
An Enriched Housing Program is available at an extra charge, and if needed, St. Mark’s will assist residents in applying for Supplemental Security Income (SSI) to help pay for it. Enriched Housing includes a full range of services, such as morning and evening visits by personal care aides, help in making the bed and washing dishes, weekly housekeeping and laundry, help with personal care, and even grocery shopping.
For someone who doesn’t need help during the night, Enriched Housing might well be a way to avoid moving on to a higher level of care at an assisted living facility.
St. Mark’s Terrace isn’t run by a big corporation, but by an experienced and caring on-site staff. It’s governed by a community-based board chaired by the rector of the Episcopal church that launched the whole project back in the late 1960s. There is a sister facility in nearby Dundee, NY.
The Terrace is known as a “Sec. 202/8” facility for the Housing and Urban Development legislation that made it possible. If you’re looking for senior housing and have limited income, it might make sense to seek out such a facility in your own community. If you can’t find one, you can always move to Penn Yan, NY!